Thinking About Financing a 2025 Kia Soul... Worth It?

Anyone looked into the 2025 Kia Soul financing offers yet? Seems like there are some decent deals going around, like 4.49% APR for 24-48 months. Plus, I saw something about $750 cash back. IDK if it’s actually worth it though… anyone planning to take advantage of these?

I checked it out too. The low APR sounds good, but I feel like it’s always tricky with these dealership offers. Anyone tried negotiating for better rates?

MegWhitgal said:
I checked it out too. The low APR sounds good, but I feel like it’s always tricky with these dealership offers. Anyone tried negotiating for better rates?

Yeah, dealerships can be shady sometimes lol. Best bet is to show up with your own financing and see if they match it.

MegWhitgal said:
I checked it out too. The low APR sounds good, but I feel like it’s always tricky with these dealership offers. Anyone tried negotiating for better rates?

True, always good to have backup financing. But hey, what’s KFA? Is that like Kia’s financing division or something?

@Amanda
Yep, KFA is Kia Finance America. They handle all the financing stuff directly through Kia.

The $750 cash back is cool, but it’s not combinable with the APR offer, right? Gotta choose one?

NiroNomad said:
The $750 cash back is cool, but it’s not combinable with the APR offer, right? Gotta choose one?

Correct. It’s a pick-your-poison type of thing lol. Either cash back or low APR.

NiroNomad said:
The $750 cash back is cool, but it’s not combinable with the APR offer, right? Gotta choose one?

Dang, that kinda sucks. Thought I could stack the offers. Anyone ever gotten away with both somehow?

@PoshMan
Nah, they’re strict about it. But maybe try your luck… some dealers bend rules if they wanna make a sale.

Has anyone gone for the $239 lease deal? Feels kinda high when you add $3,499 down. Is that a good price?

Benard said:
Has anyone gone for the $239 lease deal? Feels kinda high when you add $3,499 down. Is that a good price?

Depends on how much you drive. If you go over that 10k mileage limit, those extra charges will hit hard.

Benard said:
Has anyone gone for the $239 lease deal? Feels kinda high when you add $3,499 down. Is that a good price?

Agreed. I think leasing only makes sense if you don’t drive much or plan to switch cars often.

@fabian
Yeah, I average like 15k miles a year. Probably not worth it for me then…

FYI, the military appreciation offer is pretty sweet. My buddy got $500 cash back for his dad who’s a vet.

MohaveMaverick said:
FYI, the military appreciation offer is pretty sweet. My buddy got $500 cash back for his dad who’s a vet.

Nice! Does anyone know if spouses can also claim that, or just the vet themselves?

@OptimaEnthusiast
Yep, spouses can get it too. Just need to bring proof of eligibility.

MohaveMaverick said:
FYI, the military appreciation offer is pretty sweet. My buddy got $500 cash back for his dad who’s a vet.

That’s awesome. My brother is active duty, might have to tell him about it.

Heads up, these offers expire fast. Some are good till January 2nd, but others end in November. Keep an eye on those dates.

Zachary said:
Heads up, these offers expire fast. Some are good till January 2nd, but others end in November. Keep an eye on those dates.

For real. Missed out on a deal last year cause I didn’t check the expiration. Lesson learned.

Zachary said:
Heads up, these offers expire fast. Some are good till January 2nd, but others end in November. Keep an eye on those dates.

Same here! Dealers don’t always remind you either… gotta be proactive.