What state is this in?
Zara said:
What state is this in?
Washington. The dealership is Dick Hannah in Vancouver.
Try to push for a lower APR. I got 4.49.
Brynn said:
Try to push for a lower APR. I got 4.49.
What state and loan term? I have a score of 800 and am considering a 72-month term.
Brynn said:
Try to push for a lower APR. I got 4.49.
What state and loan term? I have a score of 800 and am considering a 72-month term.
Massachusetts, 48 months, 852 score.
@Brynn
That makes sense with your higher score and shorter term. Thanks for the info, I’ll try to negotiate.
julielarson said:
@Brynn
That makes sense with your higher score and shorter term. Thanks for the info, I’ll try to negotiate.
I just bought a 2025 EX with a 60-month term and got a 4.4% rate. The finance manager initially told me 6% was the best rate available, but after insisting they search more options, I got it down to 4.4% by increasing my down payment a bit.
Brynn said:
Try to push for a lower APR. I got 4.49.
Did you get 4.49 APR from Kia Finance America? How recently?
Brynn said:
Try to push for a lower APR. I got 4.49.
Did you get 4.49 APR from Kia Finance America? How recently?
Yes, on December 2nd with Kia Finance. I came in with a pre-approval and a blank check from Navy Federal. They matched the rate to keep my business.
It’s a solid deal, but the interest rate could be better given how much you’re putting down. Everything else looks great.
Kookhyun said:
It’s a solid deal, but the interest rate could be better given how much you’re putting down. Everything else looks great.
I didn’t want to use up all my cash reserves and wanted to keep monthly payments around $400. Thanks for the feedback!
Which state is this in?
Zara said:
Which state is this in?
I think I saw this listed in Washington.
Zara said:
Which state is this in?
I think I saw this listed in Washington.
Which dealership? I’m in Vancouver.
ManKia said:
Zara said:
Which state is this in?
I think I saw this listed in Washington.
Which dealership? I’m in Vancouver.
Dick Hannah in Vancouver, WA.
I just got a $4,700 discount and thought it was good .
KIALady said:
I just got a $4,700 discount and thought it was good!
That’s a big discount! Did they offer that right away, or did you have to negotiate?
KIALady said:
I just got a $4,700 discount and thought it was good!
That’s a big discount! Did they offer that right away, or did you have to negotiate?
Their initial offer was $3,000 back. I countered with $4,700 and said I’d buy the next day if they agreed. Within minutes, they emailed me to accept. No extra charges or pressure at the dealership.
@KIALady
I’m definitely going to try this approach.